Our Financial Policy

Markiewicz Dental Financial Policy
At Markiewicz Dental, we are committed to providing high-quality dental care while ensuring transparency regarding financial matters. Please review our financial policy to better understand your responsibilities regarding payment and insurance.

Understanding Dental Insurance
Dental insurance is not traditional “insurance” (a payment to cover the cost of a loss) but rather a benefit designed to assist with the cost of routine dental care. Most plans cover only a portion of the total cost of necessary dental treatment. For example, while a dentist may recommend a crown for a tooth with extensive decay, your dental plan may only cover the cost of a filling. This does not mean that a crown is unnecessary—it simply means that your benefit is limited to a filling. Our providers diagnose treatment based on your dental health needs, not insurance coverage.

No Insurance? No Problem!
For patients without dental insurance, or those frustrated by their current dental insurance plan, we offer an in-house Markiewicz Dental Membership Plan designed to provide affordable access to routine dental care. Our membership plan includes:

• Routine cleanings and exams
• Discounts on additional treatments
• No deductibles, waiting periods, or annual maximums

This program allows you to receive quality dental care at a predictable cost, making it easier to maintain your oral health without the complexities of traditional insurance.
Learn more about Markiewicz Dental Membership Plan options by clicking here: Markiewicz Dental Membership Plans

Insurance Information
As a courtesy to our patients with dental insurance, we will submit claims to your insurance company free of charge. To facilitate this process, we require a copy of your insurance card and/or insurance policy at your first visit of each benefit year.
We strive to help you maximize your insurance benefits by submitting pre-authorizations upon request prior to restorative treatment, giving you a better understanding of your coverage. However, given the wide variety of insurance providers and individual plans, it is not possible for us to know the specifics of every plan. It is your responsibility to be aware of your specific insurance coverage and limitations.

If your insurance has not paid within 90 days of services rendered, you will be required to make full payment to Markiewicz Dental. Should your insurance company issue payment after 90 days, we will provide you with a reimbursement check.

In-Network Provider
We are an in-network provider with Delta Dental Premier. If you have Delta Dental Premier, we require payment for your deductible and estimated co-pay on the day of service.

Payment Policy

Preventive Services
For patients with dental insurance benefits, claims for preventive services will be submitted to your insurance. After processing, you will receive a statement for any remaining balance, which is due upon receipt. You can pay your balance conveniently online: PAY YOUR BILL

All Other Dental Services
For non-preventive services, payment is due on the day of treatment unless prior arrangements have been made. If you have Delta Dental Premier, we require payment for the deductible and estimated co-pay on the day of service.

Helping Make Treatment Affordable
We understand that dental care is an important investment in your overall health. To make treatment more affordable, we offer the following payment options:

• 3% Courtesy Discount: Patients who pay in full with cash or check at the time of service will receive a 3% courtesy.
• Internal Payment Plans: With no additional fees or interest, we offer our patients the option to split their treatment costs into two or three monthly payments.
• Third-Party Financing: We offer flexible payment plans through Cherry Financing, allowing you to receive the care you need with manageable monthly payments. You can access Markiewicz Dental secure portal to apply for financing here: Finance
  your next purchase at Markiewicz Dental with Cherry

We appreciate your cooperation and look forward to providing you with exceptional dental care. If you have any questions regarding your financial obligations, please contact our office.